Protecting Yourself From A Gambling Spouse
- Protecting Yourself From A Gambling Spouse Without
- Protecting Yourself From A Gambling Spouse Legally
- Protecting Yourself From A Gambling Spouse Refuses
- Protecting Yourself From A Gambling Spouse Dies
- Reaching out for help with gambling is a huge 1st step and picking up the phone is difficult so we have introduced a 'talk to us' online text option so you can chat with one of our advisers anonymously.
- If you do find yourself suspecting you’ve got a cheating partner on your hands, it’s a good idea to keep your emotions leveled while tackling the practical financial matters of the situation.
Protecting Yourself From A Gambling Spouse Without
Less ' aria-expanded='false'>Protecting Yourself From A Gambling Spouse Legally
Protecting Yourself From A Gambling Spouse Refuses
Gambling Spouse My appreciation is that a credit card company can't nail a spouse who's not on the account under the federal Fair Billing Act. However, I'm not an expert in the area and you should check this out with your credit card companies. Make sure that you take yourself off all joint accounts, if you haven't already. How to protect yourself from a spouse's debt. Paul Premack, Correspondent. April 15, 2019 Updated: April 15, 2019 4:53 p.m. Facebook Twitter Email.
Protecting Yourself From A Gambling Spouse Dies
Washington is a community property state, and it is presumed that any assets that you acquire during your marriage are in fact community property. So while it might be technically possible that either you or your husband could attempt to acquire real estate as your respective separate property, if you are using your community property wages to qualify for the loan, no reputable lender or title company will close the transaction unless title is taken in both names as community property.
All of that to say that it is almost certain that your husband cannot purchase another home without you joining in the transaction. Therefore, you have to be prepared to exercise your veto - - - unless you are absolutely convinced that it is a good financial decision to incur additional credit. All community property real estate must be titled in both of your names, and will require that the lender have both of you join in the obligation.
There are lots of creditors who will likely loan money to your husband without your consent or knowledge. It is possible (I think you should assume that it is very likely) that you will be personally obligated on these types of obligations if there is any way that the creditor can justify that the obligation is for the benefit of your marital community. For this reason, I think you should be ultra-vigilant about possible credit applications by your husband. You should review your credit report at least every three months (and perhaps every month) to check to see whether any loans have been incurred, or even applied for, without your knowledge.
You need to sit down with a family law attorney in Kitsap County to review your options, and talk about any steps that could be taken to protect you from liability to creditors. You may decide not to end the marriage. But you need to know how to protect yourself, and what your options are.
You also ought to seek professional counseling for your relationship with your husband to try to resolve this issue between you. And you probably ought to seek some financial counseling to work on the damage that has been done by the foreclosures and other credit problems.
Good luck.
Dan Kellogg
Renton and Kent, WA